Lowest Rate Guarantee

Guaranteed lowest mortgage rates for your savings

The Lowest Rate Guarantee

We at Mortgage Squad Advisors support your financial prosperity. We will beat or give you $500 if you find a lower rate for the same mortgage product from any authorized Canadian lender. There are no exclusions or unstated terms.

Our goal is straightforward:

Securing the most competitive rates in the country will help Canadians save more on their mortgage. Clients usually save over $3,000 when compared to traditional banks because of our robust lender network, special discounts, and high-volume partnerships. Searching for the best mortgage rates in Canada? You’re already in the right place.

Ready to lock in your lowest rate?

How We Deliver the Best Rates

At Mortgage Squad Advisors, we don’t just promise low rates — we deliver them. Here’s how:

Extensive Industry Relationships: Our mortgage advisors work directly with top Canadian lenders, unlocking exclusive mortgage rates not offered to the general public.

Volume Discounts: Because we process a high number of applications, lenders provide us with additional rate reductions, which we pass on to you.

Smart Rate Monitoring: The mortgage market changes fast. Our team tracks rate updates daily so you always secure the lowest rate at the right time.

Personalized Mortgage Solutions: Whether you need a first-time homebuyer mortgage, mortgage renewal, refinance, or private mortgage, we tailor the solution to match your financial goals.

Rate Guarantee Program Rules

At Mortgage Squad Advisors, our mission is simple: to provide you with the best mortgage at the most competitive rate possible. We are proud to offer our Lowest Rate Guarantee, setting us apart from other mortgage providers.

Eligibility Details

The Lowest Rate Guarantee applies to mortgages for primary residences only. We’ll match or beat any competitor’s offer on a similar mortgage product, ensuring you get the best rate available.

Commonly Asked Questions

What is the Lowest Rate Guarantee?

Our Lowest Rate Guarantee ensures that you will receive the best mortgage rate available. If you find a lower rate elsewhere for a similar mortgage, we’ll beat it — or give you $500.

What does a "similar mortgage" mean?

A “similar mortgage” refers to one that is for a primary residence, with the same term, loan amount, and comparable or lower closing costs than the competitor’s offer.

Am I eligible for the Lowest Rate Guarantee?

The guarantee applies to mortgages for primary residences. If you find a lower rate elsewhere, simply bring the details, and we’ll either match or beat it.

Are there any hidden fees or fine print?

No, our rates are transparent. The rate we offer is the rate you’ll pay, with no hidden fees or surprises. Our goal is to provide you with clear and honest terms throughout the process.

How do I claim the Lowest Rate Guarantee?

If you find a better rate elsewhere, simply contact us with the competitor’s offer, and we’ll verify it. If it’s a valid, similar mortgage, we’ll either match or beat their rate, or give you $500.

We are Here to Help

+1 (905) 553-8550

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