As a self-employed individual in Canada, building and maintaining good credit is important for both personal and professional success. Unlike traditional employees who receive regular paycheques and have predictable income, self-employed individuals often face unique challenges when it comes to establishing and managing credit.  However, with the right strategies and understanding, you can build a […]

As you embark on your quest to conquer the realm of real estate, two terms you’ll encounter are pre-qualification and pre-approval. These two mighty tools can give you a head start in your home-buying adventure. Today, let’s dive deep into the world of pre-qualification, so you can steer your ship with confidence. Understanding Pre-Qualification: A […]

The journey to landing your dream home is packed with twists and turns, and one big decision you’ll face is the size of your down payment. Should you go big or keep it modest? Fear not, because I’m here to spill the beans on the pros and cons of a larger down payment. Let’s dive […]

As you sail through the sea of mortgage options, two main contenders emerge on the horizon: fixed-rate and adjustable-rate mortgages. Don’t let their fancy names overwhelm you – I’m here to break it down like a pro. Get ready to explore the world of mortgages with me and uncover the secrets of fixed-rate and adjustable-rate […]