Highly Rated

Mortgage Broker in Burlington

Our experienced mortgage broker in Burlington is here to understand and meet your specific needs. Explore your options today.

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Get Exceptional Services from a Mortgage Broker in Burlington

At our core, we understand that every client’s financial journey is unique. That’s why we’re dedicated to offering customized financing solutions that align with your specific needs. As a top mortgage broker in Burlington, we go above and beyond to ensure you secure the best possible rates, all while streamlining the process for you.

Our wide array of services is crafted to help you find the ideal financing solution. Whether you’re interested in first mortgages, refinancing, renewals, private mortgages, bad credit mortgages, self-employed mortgages, or second home mortgages, we have you covered. We also specialize in vacation home mortgages, debt consolidation, and Home Equity Lines of Credit (HELOC).

Our team is here to partner with you at every stage, gaining a deep understanding of your financial situation, aspirations, and preferences. Trust us to guide you through the process with the support you need. Explore our full range of services today and take the first step toward achieving your financial dreams. If you’re located in Vaughan, Windsor, Peterborough, Hamilton, Kitchener or surrounding areas, don’t hesitate to reach out!

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Expertise You Can Rely On

Established in 2007 as a mortgage broker in Burlington, we’re here to guide you through every step of your journey. Whether you’re looking for a private home loan, a first mortgage, refinancing options, or solutions for bad credit or self-employed situations, our expert team is dedicated to providing exceptional customer service and competitive rates.

Be sure to try our mortgage calculator to estimate your payments and discover how we can help you achieve your dreams of homeownership!

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Why You Should Select Us as Your Mortgage Broker in Burlington

Top-Rated 5-Star Service on Google

We’re proud to showcase our impressive 5-star rating on Google, fueled by over 200 positive reviews from happy clients. Our commitment to outstanding customer service means you can expect quick, same-day responses to all your questions. Your satisfaction is our top priority, allowing us to create a smooth, informed experience every step of the way. Choose us as your mortgage broker in Burlington, and you’ll see why countless clients trust us for reliable and efficient service.

100% Customer Satisfaction Guaranteed

Navigating the application process can be overwhelming, especially for first-time homebuyers. That’s why we offer pre-qualification services to help you identify how much you can afford before you start house hunting. Our team evaluates your financial situation, including income, credit score, and debt-to-income ratio, to give you a clear idea of your budget. This service helps you set realistic expectations and saves you time by focusing on homes within your price range.

If you are worried about your credit score, find out ways to improve it.

Securing the Best Terms for You

When it comes to financing your home, choosing us gives you a significant advantage. One of our key strengths is our ability to negotiate competitive rates on your behalf. With access to a wide network of lenders, including major banks, credit unions, and private lenders, we are well-positioned to secure the best terms tailored to your needs. Our expert team stays updated on the latest market trends and lender offerings, ensuring you have the best options available. Whether you prefer a fixed-rate mortgage for stability or a variable-rate option for potential savings, we work diligently to find the ideal solution that aligns with your financial objectives.

Established since 2007, we have helped numerous clients achieve their homeownership dreams with our professional and personalized services. Our comprehensive approach, combined with our genuine passion for helping people, sets us apart from other mortgage brokerages. We understand the intricacies of the industry and are committed to providing transparent and ethical services. As your trusted partner, we strive to make the home financing process as stress-free as possible, giving you peace of mind every step of the way.

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From Mortgage Broker in Burlington Today

First mortgages, 2nd mortgages, Home Equity Lines of Credit, Purchases & Rescue Financing — We Will Help!

Same day pre-approvals and quick closings!

Our Agents

Mortgage Broker in Burlington - Zubair Afzal

LIC# M09001553 647-896-7674 [email protected] • Director

Zubair Afzal is the Principal Mortgage Broker in Burlington & Director at Mortgage Squad. With over 19 years of experience in the real estate industry. His expertise spans across various domains, including residential and commercial mortgage lending, and real estate. With a strong background in real estate and a deep understanding of Burlington, Zubair is dedicated to providing high-quality service and personalized solutions to his clients. He is recognized for his commitment to excellence, having received honors such as the Entrepreneur of the Year 2012 and the Centurion Award.

Get Started today

When you need a trustworthy mortgage broker in Burlington, turn to Mortgage Squad. Our dedicated team of professionals is here to help you with all your financing needs, ensuring you receive outstanding service and the best possible results. Your dream home is just an application away!

FAQs

How do interest rates influence my loan payments?

Interest rates play a crucial role in determining your mortgage costs. When rates are low, you enjoy smaller monthly payments and pay less interest over the life of the loan. Conversely, higher rates lead to increased monthly costs and total interest paid.

What difference does the term of the mortgage make?

The loan term affects not just how long you’ll be paying but also how much you’ll pay each month. Shorter terms come with higher monthly payments but can save you money on interest, while longer terms lower your monthly outlay at the cost of paying more interest in the long run.

What distinguishes a fixed-rate mortgage from a variable-rate mortgage?

A fixed-rate mortgage keeps your interest rate steady for the entire loan term, offering predictability. On the other hand, a variable-rate mortgage can fluctuate with market trends, which might lead to savings or increased costs over time.

What are standard down payment expectations?

Down payment requirements can differ but typically range from 5% to 20% of the property’s price. Some programs cater to first-time buyers and may allow for lower down payments depending on certain qualifications.

Is it possible to pay off my home loan early without incurring penalties?

While some lenders permit penalty-free early payments, others may impose fees for settling your homeowner’s loan ahead of schedule. Always review your loan terms to understand any prepayment penalties.

What does pre-approval mean and why should I care?

Pre-approval is a process where a lender assesses your financial status to determine how much you can borrow. This gives you a clear understanding of your budget and can make you a more appealing buyer to sellers.

What do lenders look for during the application process?

When reviewing applications, lenders consider various factors including your credit score, income, debts, employment history, and the property’s value to assess your financial stability and repayment ability.