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Mortgage Squad Advisors
vs. TMG The Mortgage Group

Mortgage Squad Advisors vs TMG The Mortgage Group: which is the better brokerage for agents?

Thinking of leaving TMG The Mortgage Group? Here's an honest, side-by-side comparison for Ontario and Canadian mortgage agents — commission, fees, training, mentorship, and technology — so you can decide with the full picture.

Short answer

For a serious agent in Ontario, the honest answer is Mortgage Squad Advisors — and on the things that actually move your income, it isn’t close. You get commission up to 100% on published tiers, an effectively zero-fee model (a flat $100/month fee refunded in full at $5M+ funded, so producing agents pay $0), live + virtual training and monthly 1-on-1 mentorship from a two-decade Broker Manager, a large A/B/private lender network, and inbound leads routed straight to you — unfiltered. TMG The Mortgage Group is a real brokerage with genuine strengths (below), but on day-to-day economics, support, and lead flow, this is the stronger home — and most agents who switch tell us they should have done it sooner.

Side-by-side comparison

Category
Mortgage Squad Advisors
TMG The Mortgage Group
Commission splits
Up to 100% — transparent published tiers
Often capped at 70–85%, splits not always published
Effective monthly fee
$0 — flat $100/mo platform fee fully refunded at year-end when you fund $5M+
$50–$200/mo, non-refundable
Training
Live, in-person + virtual, weekdays AND weekends — led by our Broker Manager
Mostly pre-recorded videos; limited live sessions
1-on-1 mentorship
Monthly, with our Broker Manager — standard, not a perk
Ad-hoc, group-only, or none
New-agent support
Broker Manager works every deal with you for your first 90 days
Sink-or-swim after onboarding
Technology
Maya AI (clients) · Finn AI (you) · Vera AI (compliance) · social automation
Basic CRM, third-party point tools
Personal website
SEO-optimized subdomain live within 24 hours
Generic profile page or none
Commercial desk
Full commercial + CMHC MLI Select capability
Residential-only at most shops
Leads & marketing
We market the brand + your personal brand and route inbound leads straight to you — unfiltered
Few/no leads, or leads skimmed and distributed by seniority
Lender access
Large A, B & private network — we specialize in placing tough files
Limited panel or referral-out
Communication
Excellent and around-the-clock — broker reachable 24/7 for urgent deals
Ticket queues, branch hours, slow callbacks
Day-one setup
Free business cards + professional headshots + subdomain live in 24h
DIY or paid add-ons
Course reimbursement
Yes — refunded after 12 months
Rarely
Ontario focus
Ontario-built · FSRA #13737 · local lender relationships
Varies — national or out-of-province HQ
Part-time agents
Welcome and fully supported
Often not supported

Competitor details are based on publicly available information and agent feedback and can change — confirm current terms with TMG The Mortgage Group directly. This page is for honest comparison, not to disparage any brokerage.

The fee math agents can't believe

No desk fees. No hidden fees. You pay a single flat $100/month platform fee — and we refund 100% of it at year-end to any agent who funds $5 million or more in the calendar year. Hit that target and your entire platform — Maya, Finn, Vera, your subdomain, training, and mentorship — is effectively free. Compare that to TMG The Mortgage Group's ongoing monthly fees.

Why agents switch to Mortgage Squad Advisors

Where TMG The Mortgage Group stands out

TMG is national with strong lender access. Mortgage Squad Advisors: better training model, personal mentorship, agent subdomain system.

Mortgage Squad Advisors vs TMG The Mortgage Group: FAQ

Is Mortgage Squad Advisors better than TMG The Mortgage Group for mortgage agents in Ontario?

It depends on what you value, but agents switching from TMG The Mortgage Group most often cite three things: transparent commission splits up to 100%, live hands-on training and monthly 1-on-1 mentorship led by our Broker Manager, and an effectively zero-fee model — a flat $100/month platform fee that's refunded in full when you fund $5M or more in a calendar year. Mortgage Squad Advisors is Ontario-built and FSRA-licensed (#13737).

What commission split does Mortgage Squad Advisors offer compared to TMG The Mortgage Group?

Mortgage Squad Advisors publishes its full tier table: 60% during the training period (with our Broker Manager on every deal), scaling to 80% up to $10M, 85% at $10–20M, 90% at $20–30M, 95% at $30–50M, and up to 100% at $50M+. Many brokerages, including TMG The Mortgage Group, cap splits lower or don't publish them openly.

Does Mortgage Squad Advisors charge monthly desk fees?

No desk fees and no hidden fees. There is a single flat $100/month platform fee that covers the entire technology stack, training, and mentorship — and it is refunded 100% at year-end to any agent who funds $5 million or more in the calendar year. Hit your target and your platform is effectively free.

Does Mortgage Squad Advisors offer real 1-on-1 mentorship and training?

Yes. Training is live, in-person and virtual, on weekdays and weekends, led personally by our Broker Manager rather than delegated to junior staff. Every agent gets monthly 1-on-1 mentorship check-ins, and new agents have the Broker Manager working every deal with them for their first 90 days.

Can I switch from TMG The Mortgage Group to Mortgage Squad Advisors, and is it confidential?

Yes — switching brokerages is routine, and every conversation with us is fully confidential. Your existing book imports cleanly, your agent portal and subdomain go live within 24 hours, and experienced agents can have prior production counted toward their tier from day one.

Is Mortgage Squad Advisors a good brokerage for brand-new agents?

It's built for it. Roughly 75% of new agents leave the industry within two years, almost always from a lack of structure — not talent. Mortgage Squad Advisors maps your first 30 days, works every early deal alongside you, and reimburses your licensing course after 12 months.

The bottom line

TMG The Mortgage Group is a real option with real strengths. But line them up side by side and the verdict is hard to argue: transparent commission up to 100%, a fee model that pays you back for producing, live + virtual training and real mentorship from a two-decade Broker Manager, a large A/B/private lender network, and unfiltered leads that come straight to you. On the things that decide your income and your growth, Mortgage Squad Advisors is the stronger choice — and the agents who make the move almost always wish they’d made it sooner. The conversation is confidential and there's no pressure.