Your Rate.
Decided in minutes.
Canada’s first AI-powered mortgage brokerage, where Maya answers your questions instantly in 50+ languages and real humans close the deal — with the best rate guaranteed, or we pay you $500.
What brings you here today?
Pick one — Maya pulls the right products, math, and rate in seconds.
I'm buying
Pre-approved in 24 hrs. Maya pre-vets your offer in seconds.
I'm renewing
Beat your bank's first offer — typically $300+/mo back in pocket.
I want to refinance
Consolidate debt, unlock equity, drop your rate.
Self-employed
Bank said no? Stated-income, alt, and private programs.
New to Canada
We speak 50+ languages. Newcomer programs from $25K minimum.
Commercial
Multifamily, mixed-use, gas stations, hotels — we structure it.
See your real numbers instantly.
Every slider recalculates your payment the Canadian way. See the payment, the lifetime interest, the prepayment win — before you talk to anyone.
- Numbers update as you type.
- The same numbers your advisor will use.
- Ask Maya "what would 2% more down do?" while you slide
The mortgage advisor that’s always on.
Maya knows every rate, every program, every lender quirk. Speaks the way you think. Available the second a question pops into your head — 3am or 3pm.
- 24/7 — never asleep
- 50+ languages, instantly
- Knows the math better than your bank
- Talk to her — voice-first calls
Show us their rate.
We’ll beat it.
Any Big-6 bank’s written rate offer — on a comparable, like-for-like product we beat it, or we e-transfer you $500.
- Written competing offer from any major bank
- Same lender class, product, term and amortization
- We benchmark your file within 24 hours
- If we can't beat it like-for-like, $500 by e-transfer
We put our money where our mouth is.
Real promotions and real savings, with no fine-print surprises.
Rate Beat or $500
Show us any Big-6 written offer. We beat it or pay you $500.
Learn more 👥Refer & Earn $500
Send a friend our way. When they close, you get $500. No cap.
Learn more 🔄Renewal Loyalty
Returning clients see our absolute best rate before anyone else.
Learn more 🏆$1M+ Concierge
Mortgages over $1M? Independent legal review on us. White-glove every step.
Learn moreDon’t take our word for it.
Five-star Google reviews. The good kind.
“Two banks said no. Mortgage Squad Advisors found a lender and got us our keys in three weeks.”
“Every bank lectured me about why I didn't qualify. MSA actually listened and saved me $290/mo.”
“RBC offered me 5.4%. By Thursday, MSA had me at 4.39% — $400/mo back in my pocket.”
“They explained everything in Punjabi. We got our first Canadian home. They felt like family.”
“I had a consumer proposal. No one would touch me. MSA closed in 10 days without judgement.”
“Two banks said no. Mortgage Squad Advisors found a lender and got us our keys in three weeks.”
“Every bank lectured me about why I didn't qualify. MSA actually listened and saved me $290/mo.”
“RBC offered me 5.4%. By Thursday, MSA had me at 4.39% — $400/mo back in my pocket.”
“They explained everything in Punjabi. We got our first Canadian home. They felt like family.”
“I had a consumer proposal. No one would touch me. MSA closed in 10 days without judgement.”