The best mortgage rate, guaranteed.
Or we pay you $500.
Canada’s AI-powered mortgage brokerage. Maya answers your questions instantly in 50+ languages, and real licensed humans close the deal across 100+ lenders. How the guarantee works — keep the $500, or we’ll donate it to your favourite charity.
What brings you here today?
Pick one — Maya pulls the right products, math, and rate in seconds.
I'm buying
Pre-approved in 24 hrs. Maya pre-vets your offer in seconds.
I'm renewing
Beat your bank's first offer — typically $300+/mo back in pocket.
I want to refinance
Consolidate debt, unlock equity, drop your rate.
Self-employed
Bank said no? Stated-income, alt, and private programs.
New to Canada
We speak 50+ languages. Newcomer programs from $25K minimum.
Commercial
Multifamily, mixed-use, gas stations, hotels — we structure it.
Three steps to a better mortgage.
AI does the busywork. Licensed humans make every call.
Maya answers instantly, 24/7 in 50+ languages — or start your pre-approval in about a minute. No credit pull to begin.
Your licensed advisor finds your best fit while Harvey pre-checks your file — so issues get caught early, not on closing day.
Fund at a sharper rate than the bank offered. Best rate guaranteed, or we pay you $500 — keep it, or send it to your favourite charity.
See your real numbers instantly.
Every slider recalculates your payment the Canadian way. See the payment, the lifetime interest, the prepayment win — before you talk to anyone.
- Numbers update as you type.
- The same numbers your advisor will use.
- Ask Maya "what would 2% more down do?" while you slide
The mortgage advisor that’s always on.
Maya knows every rate, every program, every lender quirk. Speaks the way you think. Available the second a question pops into your head — 3am or 3pm.
- 24/7 — never asleep
- 50+ languages, instantly
- Knows the math better than your bank
- Talk to her — voice-first calls
Show us their rate.
We’ll beat it.
Any Big-6 bank’s written rate offer — on a comparable, like-for-like product we beat it, or we e-transfer you $500 (keep it, or we’ll donate it to your favourite charity).
- Written competing offer from any major bank
- Same lender class, product, term and amortization
- We benchmark your file within 24 hours
- If we can't beat it like-for-like, $500 by e-transfer — or to your favourite charity
We put our money where our mouth is.
Real promotions and real savings, with no fine-print surprises.
Rate Beat or $500
Show us any Big-6 written offer. We beat it, or pay you $500 — yours or your charity's.
Learn more 👥Refer & Earn $500
Send a friend our way. When they close, you get $500. No cap.
Learn more 🔄Renewal Loyalty
Returning clients see our absolute best rate before anyone else.
Learn more 🏆$1M+ Concierge
Mortgages over $1M? Independent legal review on us. White-glove every step.
Learn moreDon’t take our word for it.
Five-star Google reviews. The good kind.
“Two banks said no. Mortgage Squad Advisors found a lender and got us our keys in three weeks.”
“Every bank lectured me about why I didn't qualify. MSA actually listened and saved me $290/mo.”
“RBC offered me 5.4%. By Thursday, MSA had me at 4.39% — $400/mo back in my pocket.”
“They explained everything in Punjabi. We got our first Canadian home. They felt like family.”
“I had a consumer proposal. No one would touch me. MSA closed in 10 days without judgement.”
“Two banks said no. Mortgage Squad Advisors found a lender and got us our keys in three weeks.”
“Every bank lectured me about why I didn't qualify. MSA actually listened and saved me $290/mo.”
“RBC offered me 5.4%. By Thursday, MSA had me at 4.39% — $400/mo back in my pocket.”
“They explained everything in Punjabi. We got our first Canadian home. They felt like family.”
“I had a consumer proposal. No one would touch me. MSA closed in 10 days without judgement.”