Insights & Data
Data and analysis on the Canadian mortgage market.
Original, sourced data — and the plain-English analysis behind it — on where Canadian rates are, where they anchor, and what it means for your mortgage. Free to read, free to cite.
Market guides & tools
Canadian mortgage rates — the complete 2026 guide
How fixed and variable rates are set, today's market, and the stress test.
ReadLive rate board
Current rates across our 50+ lender network, updated daily.
ReadFixed vs. variable in 2026
The decision framework, with the math behind it.
ReadRecession 2026 — what it means for your mortgage
How a slowing economy flows through to rates and renewals.
ReadThe mortgage stress test, explained
The qualifying-rate rules and how they shape what you can borrow.
ReadStress-test calculator
See what you'd qualify for at the benchmark qualifying rate.
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