A senior brokerage with an AI heart.
We started Mortgage Squad Advisors in 2004 to do one thing well: bring institutional-grade mortgage advice to every Canadian, with the speed and transparency people expect from their phone. Twenty-plus years later, Maya AI does the first 80% — humans close the deal.
Make Canada’s best mortgage advice universal.
Mortgage decisions are five-hundred-thousand-dollar decisions. They shouldn’t be made with whatever rate your bank’s app happens to show, in the language your bank happens to speak, during the hours your bank happens to be open.
We built Mortgage Squad Advisors to flip that. AI for instant answers. Humans for binding advice. Fifty-plus lenders for real choice. Twelve-plus languages for everyone. Always on. Always independent. Always in your corner.
The six rules we won’t break.
The math is the math.
If a refinance doesn't save you money net of penalty, we say so. Every recommendation we make survives an independent re-calculation by Maya before it leaves a human's desk.
The agent owns the file.
Same human, beginning to close. No call-centre rotation. No "someone will get back to you." Your advisor's name is on the file, and they pick up when you call.
The portal tells the truth.
Real-time application status. Every document, every condition, every lender response — visible in your client portal. No "your file is being reviewed" black holes.
AI is the co-pilot, never the pilot.
Maya answers any question 24/7, runs every calculation, drafts every comparison. But a licensed human signs off on every recommendation. Always.
Speak your language.
English, French, Punjabi, Urdu, Mandarin, Cantonese, Arabic, Tagalog, Spanish, Portuguese, Hindi, and more. If we can't pair you with a fluent advisor, Maya translates live.
Your data stays in Canada.
Encrypted at rest with AES-256. Encrypted in transit with TLS 1.3. Stored exclusively on Canadian infrastructure. PIPEDA + Quebec Law 25 compliant. Never sold.
Don’t wait for business hours.
Ask Maya right now.
Canada’s first AI mortgage advisor. Speaks 50+ languages. Knows every lender, rate, and program. Real humans take over the second you want one.
Hi! How can I help with your mortgage today?
Maya does the first 80%.
Humans close the deal.
The brokerage industry hasn’t fundamentally changed in 30 years. We did. Maya runs the math, pre-vets your file, drafts the comparison, answers the 3 a.m. question. Then a licensed human reviews everything, refines the recommendation, and signs your file.
- Maya answers client questions 24/7 in production — in 50+ languages
- Every recommendation is reviewed by a FSRA-licensed advisor before it goes to a lender
- Maya can't pull credit, sign documents, or commit to a lender — humans do all of that
- Your advisor's name is on the file from intake to funding
20+ years of mortgages.
From a Vaughan storefront in 2004 to Canada’s first AI mortgage brokerage.
Founded in Vaughan, Ontario
Mortgage Squad Advisors opens as a single-location brokerage with three agents and a 25-lender Rolodex.
Expanding the lender network
Network expands to 30+ A-lenders. First major commercial deal closes — a multi-unit residential building in Toronto's East End.
Multi-province expansion
Reciprocal licensing in BC, AB, and Quebec. Punjabi, Mandarin, and French-fluent advisors join full-time.
Scaling across Canada
Thousands of mortgages funded, a growing five-star review base, and deepening multilingual lender relationships nationwide.
Maya AI launches
Canada's first AI mortgage advisor goes live. Available 24/7 in 50+ languages. Answers thousands of client questions in production.
15,000+ funded · 5-star rated
FSRA Licensed #13737. 50+ lender partners. 80+ Canadian cities served. Maya handles the first 80%; humans close the deal.
Where we serve Canadians.
80+ Canadian markets across every province. FSRA-licensed in Ontario, reciprocal coverage everywhere else.
Your rate's 0.30% above today's best. Worth a 4-minute renewal check?
Software-grade transparency.
Most brokerages run on email + spreadsheets. We built a full SaaS portal — for clients, for agents, for the back office. Real-time status. Live document uploads with AI extraction. Maya embedded everywhere. Every condition tracked. Every lender response visible.
- Smart-doc upload: drop a T4, NOA, pay stub — Maya extracts every field
- Real-time pipeline visibility from submission to funding
- Per-condition status, lender chat, e-signature, mortgage tracker post-close
- Mobile app for iOS + Android with push alerts on every change
Compliance you can verify.
- FSRA Brokerage License #13737 (Ontario)
- Mortgage Brokerages, Lenders and Administrators Act (MBLAA) compliant
- FINTRAC-registered. Anti-money-laundering reporting + KYC on every file
- Reciprocal licensing arrangements across BC, AB, MB, SK, Atlantic Canada, Quebec
- SOC 2 Type II in progress (Q3 2026 target)
Stored in Canada. Never sold.
- AES-256 at rest, TLS 1.3 in transit
- Canadian-only data residency · zero US replication
- PIPEDA + Quebec Law 25 compliant
- Document retention follows FSRA + FINTRAC guidance
- Request data export or deletion any time from Client Settings → Privacy