14 calculators · 100% free
Run the math. Live. Right here.
Every calculator uses real Canadian semi-annual compounding — the same engine that runs your full application. No sign-up, no credit pull, no fluff. Want to skip the math? Just ask Maya.
Live math · no calculate button| CMHC, OSFI, FSRA rules baked in| Maya can walk you through any of them
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The three calculators every Canadian asks first.
Buying a home
Insurance, closing math, and the cash you'll need.
Refi & renewal
Is breaking it worth it? Can you renew lower?
Investment & commercial
Cashflow, DSCR, cap rate — for the income side.
Meet Maya
Canada’s 24/7 AI mortgage advisor.
Have a question right now? Maya answers instantly — in 50+ languages. Real humans on every file. Best-rate guarantee, or we pay you $500.
- Instant answers
- 50+ languages
- Live math
- Voice calls
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Maya · AI advisor
Typing…
Canadian-correct
Semi-annual compounding, GDS/TDS, B-20 stress test, provincial LTT — every rule that matters.
Same engine
These calculators share the math library our advisors use on real files. The number on screen is the number we’d quote.
Free forever
No sign-up. No credit pull. No upsell. Sliders move, numbers update.
Done with the math? Turn it into a real rate.
5-minute pre-qualification. No bureau pull. The same numbers you just saw — confirmed against 50+ lenders.