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Mortgage Squad Advisors
Richmond · British ColumbiaPrivate

Private mortgages in Richmond.

Funded in 7-21 days. Equity-based. 12-24 month bridge to A-pricing. Mandarin/Cantonese service mandatory; investor-heavy condo pool.

7-14 day fundingEquity-basedBridgeExit plan
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5-star rated| FSRA #13737| 50+ languages
Live math · Richmond
On a $1,640,000 Richmond home (50% LTV existing)
Home value (benchmark)
Richmond 2026
$1,640,000
Assumed existing mortgage
50% LTV assumption
$820,000
Accessible equity (75% LTV)
What this product can unlock
$410,000
Est. monthly payment
At 7.49% on full draw
$2,997/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1st)
75%
Equity-based
Max CLTV (2nd)
85%
Combined with first
Term
6-24 mo
Bridge to A-lender
Funding speed
7-21 days
Clean files
Why Richmond clients choose us

Private mortgages — built for Richmond.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to GVA's specific lender appetites and property types.

Funding in 7-21 days from binding offer
Equity-based — income and credit less important than equity position
Up to 75% LTV on first mortgages
Up to 85% combined LTV on second mortgages behind your A-lender first
No income confirmation in many cases
Stops power of sale, bridges purchases, funds renovations
All lender + broker fees disclosed in writing upfront
We map the exit to A-lender pricing as part of the original deal
MIC (regulated) + individual lender options
Confidential — your situation stays private
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

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Private mortgages across Richmond

From Steveston to Hamilton — we know the local market, the typical private mortgage file size, and the lender appetites that fit each pocket of Richmond.

StevestonCity CentreIronwoodRiverdaleHamilton
FAQ

Private mortgages in Richmond — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Richmond who meets the standard private mortgages criteria — we help borrowers from Steveston, City Centre, Ironwood and surrounding GVA. Mandarin/Cantonese service mandatory; investor-heavy condo pool.

Other mortgage solutions in Richmond

Same advisor team, full product menu — pick the one that fits your file.

All Richmond programs →
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Investment
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Bad Credit
Bad credit mortgages

B-lender + private paths today, A-lender exit in 12-24 months.

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Private mortgages in other British Columbia cities

Same product, different market — see how private mortgages look across British Columbia.

Browse all British Columbia →
Vancouver Burnaby Surrey Coquitlam Langley Delta North Vancouver Abbotsford

Ready to start your private mortgages in Richmond?

5-minute pre-qualification. No credit check to begin. Your dedicated GVA advisor responds within the next business hour.