Surrayya Afzal
Principal Broker · Mortgage Squad Advisors
Principal Broker. Mortgage process made simple, fast, stress-free — first-time buyers, investors, and commercial.
Awards & licensing
Your mortgage, handled.
With over a decade of experience and thousands of mortgages funded, Surrayya Afzal is the Principal Broker of Mortgage Squad Advisors — and the person who built the brokerage from a single Vaughan storefront into one of Canada's most technology-forward mortgage practices.
Surrayya specializes in first-time buyers, investors, and commercial financing. The approach is the same on every file: lowest available rates, fast approvals, no hidden fees, and the kind of personal involvement most brokers can't match.
Surrayya personally oversees the agent training program at Mortgage Squad Advisors Academy and continues to take on client files alongside the day-to-day of running the brokerage.
See your numbers, instantly.
Slide the inputs. Canadian semi-annual compounding. Real engine — same one Surrayya uses on your file.
Find your starting point in 5 seconds.
Tap the tile that fits — Surrayya surfaces the right program and the next step.
Four things every Canadian should understand.
Tap a card to read more. Each links into the calculator or glossary that goes deeper.
Surrayya works on files like yours.
Every mortgage product, one advisor.
Tap any tile to explore the product, or use the CTAs above to start an application routed to Surrayya.
14 Canadian-correct calculators.
Same math Surrayya runs on your file. No sign-up, no credit pull.
Every message and application from this page goes straight to Surrayya — no central queue, no “someone will call you back.”
Message SurrayyaStart pre-approval with SurrayyaDon’t see your language? Maya translates live, or we’ll pair you with another MSA agent.
Three steps. No jargon. No pressure.
Quick intake
Pick a CTA above (pre-approval, purchase, refinance, renewal), or use the form below. Surrayya reaches out the same business day — most within 4 minutes.
We shop your file
Across 50+ lenders — A, B, monoline, credit union, private. We bring you the 2-3 best options with side-by-side math.
Funding day
Sign at your lawyer's, get the keys, and start tracking your mortgage in our portal post-close. Renewal reminders 90+ days early.
Work with Surrayya directly.
Drop your contact and a one-liner about your situation. Mortgage Squad Advisors routes the request straight to Surrayya — usually within 4 minutes during business hours. No bureau pull, no obligation, ever.
- Free consultation
- Rate-beat guarantee or $500
- Available in English
- Maya on backup 24/7
Common questions about working with Surrayya.
Is Surrayya Afzal licensed?
What does it cost to work with Surrayya?
What languages can we speak in?
How quickly can I get pre-approved?
Does Mortgage Squad Advisors work with my situation?
Other MSA agents who speak English
Same brokerage, same standards, same Maya backup.
Let’s get started.
Pick the path that fits — pre-approval, purchase, refinance, renewal — and Surrayyahandles it from there.