Mortgage Squad vs. Invis and Mortgage Intelligence (2026): An Honest Agent Comparison

Invis and Mortgage Intelligence (commonly referred to as MI) are two long-established national mortgage brokerage networks in Canada — sister brands operating under the same corporate umbrella. If their names have come up in your brokerage research, this comparison will help you think through the right questions to ask. It's written by Mortgage Squad, so use it as a framework and confirm the specifics directly with each network.

The short answer

Invis and Mortgage Intelligence are large, well-established national networks with decades of history and broad brand recognition across Canada. Mortgage Squad is a boutique FSRA-licensed brokerage (#13737) built around published commission tiers, a low and refundable platform fee, and live hands-on training led by our Broker Manager. Which fits you better depends on whether a national network or a transparent, closely mentored home brokerage aligns with where you are in your career. Explore careers at Mortgage Squad.

Who Invis and Mortgage Intelligence are

Invis and Mortgage Intelligence are sister brands — two long-established national mortgage brokerage networks in Canada that operate under shared ownership. Together they represent a large footprint of agents and member brokerages coast to coast. In network structures like this, much of what actually shapes your day-to-day experience as an agent — including split levels, fees, and the quality of training — can vary meaningfully depending on the specific team or office you join within the network. Reading "Invis reviews" or "Mortgage Intelligence commission split" online will surface that range. Confirm the terms with the specific office or team you're considering, not just the brand.

Is Invis or Mortgage Intelligence good to work for?

Agent reviews for both brands are mixed in the way most large network reviews tend to be — some agents report strong support and a productive team environment, others describe variable training quality and inconsistent communication with leadership. That spread is common at national networks where experience is largely determined locally. The right question isn't just "is the brand good" but "is this specific team or principal broker equipped to support me?" See the full evaluation framework in questions to ask before joining a mortgage brokerage and what to look for in training and mentorship.

How do the commission structures compare?

Commission splits at national networks are generally set or negotiated at the team or office level, which means the figures you'll hear quoted for Invis or MI commission splits vary and are not centrally published in a single public schedule. To understand what you'd actually earn, you need to ask the specific team you're speaking with for a written breakdown of splits, fees, and any volume thresholds. This is true of most national network models.

Mortgage Squad publishes its commission tiers openly:

• 60% while in training — our Broker Manager is on every deal, actively reviewing and mentoring (see the full tier table).
• Rising to 100% at high funded volume — the schedule is published, not privately negotiated.
• One flat $100/month platform fee, fully refunded once you hit $5M+ funded — no desk fee, no franchise fee, no surprise tech charges.

That transparency matters because a 5% or 10% split difference compounds significantly over a year of funded volume. Read more in mortgage agent commission splits explained and is a 100% split actually worth it?

Training and mentorship at each

Large national networks vary widely in training quality. Some have structured onboarding programs, others rely on agents to learn largely independently or through the lender rep relationships they develop on their own. If you're a newer agent, "training is available" is not enough — ask whether it's live, who leads it, how often it happens, and whether a senior broker will actively work your first deals with you.

At Mortgage Squad:

• Live training runs weekdays and weekends, led by our Broker Manager — not a recorded library you're expected to work through alone (training details).
• Structured one-on-one mentorship pairs you with a senior broker on your early deals, so real files are your classroom (mentorship details).

For a deeper look at why training structure determines most early-career outcomes, see the best brokerage for new agents in Canada.

Franchise and network structure: what it means for agents

Both Invis and Mortgage Intelligence operate as national networks, which means brand standards, lender access, and certain compliance frameworks flow from the corporate level — but the agent experience is shaped by the team or brokerage you're physically part of. For agents weighing this model against a boutique independent brokerage, the trade-off is typically: national brand credibility and broad lender roster on one side; direct access to ownership, consistent culture, and published terms on the other. See franchise vs. independent mortgage brokerage in Canada for the full comparison of these structures.

Alternatives to Invis and Mortgage Intelligence

If you're researching Invis or MI, you're likely also looking at the wider field of national and boutique options. Some of the most commonly compared alternatives include Dominion Lending Centres, Mortgage Architects, VERICO, and Centum. For a broader ranking, see the best mortgage brokerage to work for in Canada (2026).

The four questions that should drive every comparison

• What is my exact split, and is the schedule written down and published?
• What are all the fees — monthly, tech, franchise — and is any portion refundable?
• Is training live and ongoing, and who specifically leads it?
• Will a senior broker actively work my first files with me, or am I figuring it out solo?

Ask these in writing. Vague answers at the offer stage often predict the experience after you've signed. More in questions to ask before joining a mortgage brokerage.

Frequently asked questions

Is Invis good to work for?

Agent experiences at Invis vary depending heavily on the specific team or principal broker you join within the network. Research reviews for the specific office you're considering, not just the brand, and ask for details on split, fees, training, and mentorship before committing.

What is the Mortgage Intelligence commission split?

Mortgage Intelligence commission splits are set at the team or office level and are not centrally published in a single schedule. The figure you'll be offered depends on the specific brokerage you're joining under the MI brand — ask for a written breakdown and compare it against alternatives before signing.

Are Invis and Mortgage Intelligence the same company?

They are sister brands that operate under the same corporate ownership. Both are long-established national networks, and while they share infrastructure, each carries its own brand identity in the market.

What are the best alternatives to Invis and Mortgage Intelligence?

Commonly compared alternatives include Dominion Lending Centres, Mortgage Architects, VERICO, Centum, and boutique brokerages like Mortgage Squad. The best alternative is the one with the commission structure, training, and mentorship that fits where you are in your career — not just the biggest name.

Is this an unbiased comparison?

No — this article is written by Mortgage Squad, so it represents our perspective. We've aimed to describe Invis and Mortgage Intelligence fairly and to avoid inventing specific numbers we can't verify. Use this as a framework, and confirm the details directly with each brokerage before you decide.

Ready to see what a boutique, transparent brokerage looks like in practice? Apply confidentially or browse all careers at Mortgage Squad.