Mortgage Squad vs. Mortgage Alliance (2026): An Honest Comparison for Agents

Mortgage Alliance is a well-established national network and a name you'll come across when deciding where to license your mortgage career. This is an honest, competitor-written comparison with Mortgage Squad — use it as a framework and confirm the specifics directly with each brokerage.

The short answer

Mortgage Alliance is a large, long-standing national network with a recognizable brand and a broad footprint of member brokerages. Mortgage Squad is a boutique FSRA-licensed brokerage (#13737) built on published commission tiers, low/refundable fees, and live training with one-on-one mentorship. Choose based on whether you want a national network or a transparent, hands-on home brokerage. See careers at Mortgage Squad.

Who Mortgage Alliance is

Mortgage Alliance is one of Canada's established national mortgage networks, with a recognized brand and many member brokerages and agents across the country. In network models like this, the things that affect your day-to-day income — split, fees, and the training you actually receive — are commonly set by the individual member brokerage you join rather than the national brand, so they vary. Ask the specific office for its numbers.

The four things to compare

• Commission split — published tiers, or quoted on a call?
• Monthly/desk fees — fixed, and refundable at a target?
• Training — live and ongoing, or recorded?
• Mentorship — structured one-on-one, or a promise?

See the full framework in the best brokerage to work for and training and mentorship: what to look for.

What Mortgage Squad offers

• Published commission tiers — 60% in training (Broker Manager on every deal) up to 100% at high funded volume (tier table).
• A single $100/month platform fee, fully refunded at $5M+ funded — effectively free for producers.
• Live training, weekdays and weekends, led by our Broker Manager (training).
• Structured one-on-one mentorship with a senior broker on your early deals (mentorship).

Who each suits

A national network like Mortgage Alliance can suit agents who value an established brand and don't mind that terms and support vary by member office. Mortgage Squad suits agents who want consistent, published terms and direct, hands-on training and mentorship. The best choice is the one that helps you fund deals and stay past the tough first two years (agent income).

Questions to ask before you sign

• What's my exact split, and is the schedule published?
• What are all the fees, and is any portion refundable?
• Is training live and ongoing— and who leads it?
• Will a senior broker work my first deals with me?
• What's included vs. extra?

Frequently asked questions

Is Mortgage Squad or Mortgage Alliance better?

It depends on your priorities — a national brand with office-by-office terms (Mortgage Alliance) versus published tiers and hands-on support (Mortgage Squad). Weigh training and mentorship heavily as a newer agent.

How do their fees compare?

Mortgage Squad's fee is a flat $100/month, refunded at $5M+ funded. In network models, fees are usually set by the member brokerage, so confirm them with the specific office.

Which is better for a brand-new agent?

The one with the strongest live training and structured mentorship, since lack of structure — not talent — is why most new agents leave. Ask both exactly how they support first-year agents.

Is this comparison neutral?

It's written by Mortgage Squad, so verify the details with each brokerage. The comparison framework applies regardless of who you choose.

Thinking about a move? Apply confidentially or explore careers at Mortgage Squad.