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Free PDFThe Self-Employed Mortgage Handbook
32 pages · PDF · Free, no signup
16 min read
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Free guide
The Self-Employed Mortgage Handbook
Stop being treated like a problem to be explained
BFS, sole prop, T1 General income, dividend-only, retained earnings — every income story has a lender that fits. This guide maps out which lenders fit which file, what documents you'll need, and how add-backs work.
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Inside the guide
8 sections- 1Why banks struggle with BFS files
- 2Sole prop vs. corporation — what changes
- 3Stated income programs: who qualifies
- 4Dividend + salary mix optimization
- 5T1 add-backs: depreciation, vehicle, home office
- 6B-lender vs. A-lender alt: when to choose what
- 7The exit strategy: refi to A-pricing in 12-24 months
- 8Document checklist (don't skip step 4)
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