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Free PDFBuying Your First Home as a Newcomer to Canada
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Free guide
Buying Your First Home as a Newcomer to Canada
PRs, work-permit holders, and international credit
Day 1 in Canada to keys in hand. Covers all 5 major Newcomer programs (RBC, Scotia, BMO, TD, NBC), how to substitute international credit history, what work-permit holders can and can't qualify for, and which lenders accept down-payment funds from abroad.
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Inside the guide
8 sections- 1Newcomer eligibility: PR, work permit, refugee, student
- 2All 5 major Newcomer programs — side-by-side
- 3Substituting international credit (Equifax International)
- 4Alternative credit: rent, utilities, cell, insurance
- 5Down payment from abroad: documentation rules
- 6Co-signer scenarios — when you need one, when you don't
- 7FHSA + RRSP HBP eligibility for new tax residents
- 8Languages we publish in — and how Maya helps
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