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Newfoundland and Labrador land transfer tax

Newfoundland and Labrador land transfer tax calculator.

Calculate the nl registration fees (no ltt) on your Newfoundland and Labrador purchase. Newfoundland and Labrador does not charge a Land Transfer Tax. Closing costs include a Document Registration Fee (~$100 + $0.40 per $100 of value over $500) — typically $1,500-$2,500 total. First-time buyer and foreign-buyer adjustments are built in — enter your price below.

Updates as you type| Built on Canadian mortgage rules| Ontario & Canada-wide| Built by FSRA-licensed brokers
Calculator reviewed by the Principal Broker, Mortgage Squad Advisors · FSRA #13737| Updated June 2026

Your inputs

Total payable on closing in Newfoundland and Labrador
$1,478
Registration fee only (no LTT)
Breakdown
Registration fees$1,478
Total payable$1,478
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Deeper analysis

How land transfer tax works in Newfoundland and Labrador

NL Registration Fees (no LTT) is a one-time tax the buyer pays when title changes hands. It’s due on closing day, must be paid in cash, and cannot be added to your mortgage. Newfoundland and Labrador does not charge a Land Transfer Tax. Closing costs include a Document Registration Fee (~$100 + $0.40 per $100 of value over $500) — typically $1,500-$2,500 total. Each bracket applies only to the dollars inside it, so your effective rate lands below the top bracket your price reaches.

Fold it into your closing budget

NL Registration Fees (no LTT) is usually the largest single line on your closing statement, so once you know it, add it to your full closing costs estimate alongside legal fees, title insurance, and the PST on any CMHC premium. First-time buyer? The first-time buyer guide covers the FHSA, the RRSP Home Buyers’ Plan, and how they stack. Then lock your Newfoundland and Labrador mortgage rate.

How this is calculated
  • Newfoundland and Labrador has no Land Transfer Tax — only a Document Registration Fee.
Mortgage glossary— terms that matter for this calculator
Common questions

Frequently asked

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How much is land transfer tax in Newfoundland and Labrador?
Newfoundland and Labrador does not charge a Land Transfer Tax. Closing costs include a Document Registration Fee (~$100 + $0.40 per $100 of value over $500) — typically $1,500-$2,500 total. Enter your price above for the exact nl registration fees (no ltt) on closing.
Do first-time buyers get a rebate in Newfoundland and Labrador?
Newfoundland and Labrador does not currently offer a provincial land-transfer rebate, but the federal First-Time Home Buyer Tax Credit ($1,500) applies in every province, and the FHSA and RRSP Home Buyers' Plan help with the down payment.
When do I pay Newfoundland and Labrador nl registration fees (no ltt) — and can I finance it?
It's due on closing day, paid in cash, and cannot be rolled into your mortgage. Build the full figure into your closing budget alongside legal fees and title insurance — see the closing costs calculator.
Does my down payment or mortgage size change the nl registration fees (no ltt)?
No. NL Registration Fees (no LTT) is a function of purchase price, location, and buyer status only — not your down payment, mortgage amount, or rate. A bigger down payment lowers your CMHC premium, not your land transfer tax.
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