Fisgard Asset Management mortgage — a broker's perspective
British Columbia–based MIC specializing in 1st and 2nd residential mortgages across BC, Alberta, and Ontario. Equity-based underwriting with fast turnaround on bridge files. Strong on power-of-sale rescue and CRA refinances.
Who is Fisgard Asset Management?
British Columbia–based MIC specializing in 1st and 2nd residential mortgages across BC, Alberta, and Ontario. Equity-based underwriting with fast turnaround on bridge files. Strong on power-of-sale rescue and CRA refinances.
Fisgard Asset Management sits within the mics + institutional private tier of Canada's mortgage market. Regulated mortgage investment corporations. Active in commercial bridge, construction, and mid-market private.
From thousands of funded files across 99+ Canadian lenders, our brokerage has placed thousands of mortgages with Fisgard Asset Management and we know their underwriting appetite intimately — what they say yes to, what they push back on, and what file structure gets a clean approval the first time. Fisgard Asset Management is institutional private capital with proper compliance and transparency — used as a bridge while we map your file's exit to A or alt-A.
What we send to Fisgard Asset Management.
From thousands of funded files across 99+ Canadian lenders, here’s what we know about Fisgard Asset Management’s preferences.
Fisgard Asset Management rate context — May 13, 2026
We can't publish lender-specific rates by name (lender confidentiality + daily-changing rate sheets), but here’s the live market context for mics + institutional private pricing today. Your actual Fisgard Asset Management rate depends on file strength, term, insurance status, and product family.
Fisgard Asset Management funds these mortgage types
As a broker we access Fisgard Asset Management’s full broker-channel product menu. Explore the relevant product page for your file.
How we work with Fisgard Asset Management
We’re not employees of Fisgard Asset Management. We’re an independent FSRA-licensed brokerage that submits files to Fisgard Asset Management on your behalf when they’re the best fit — and to a different lender when they’re not.
5-minute call to understand your file — income, credit, down payment, property, timeline. No bureau pull to start.
We benchmark your file against 99+ lenders' appetite, not just Fisgard Asset Management. If they're the best fit, we go there. If not, we go elsewhere.
Full document package to Fisgard Asset Management's broker desk — structured the way their underwriters want to see it for clean first-time approval.
Conditional approval → conditions cleared → lawyer instruction → funding. We project-manage every milestone end-to-end.
Is Fisgard Asset Management a good fit for your file?
Honest take from thousands of funded files. We send the right file to the right lender — not the loudest one.
Strong fit for
- ✓Short-term bridge (6-18 months) while we map an A or alt-A exit
- ✓CRA debt / writ / lien that must be paid before a bank will fund
- ✓Power-of-sale rescues with equity but no income proof
- ✓Equity take-out where banks decline due to credit or income
Probably not the right fit if
- !Borrowers without a clear exit plan to A or alt-A
- !Files where the equity cushion is thin (under 25% home equity)
- !Long-term holds — private is bridge debt, not a 5-year solution
Not sure where your file fits? Start a free pre-qualification and we’ll diagnose your fit across 99+ lenders — without a bureau pull to begin.
Other mics + institutional private we shop alongside Fisgard Asset Management
Same tier, often comparable rates. We benchmark Fisgard Asset Management against these every time.
Fisgard Asset Management mortgage broker — major Canadian cities
We place Fisgard Asset Management files across Canada. Tap your city for local market context and start a pre-qualification with your file in mind.
Don’t see your city? Browse all Canadian markets — we lend nationally.
Going direct to Fisgard Asset Management vs. through us
Same lender, different access points. Here’s what changes when you go through a broker.
| Aspect | Direct with Fisgard Asset Management | Through Mortgage Squad Advisors |
|---|---|---|
| Rate sheet | Broker-channel only — no direct retail access | Direct broker-channel access — our day-one cost |
| Lenders shopped | Just Fisgard Asset Management | 99+ lenders incl. Fisgard Asset Management |
| If declined | Application ends; reapply elsewhere | Re-route to next-best lender same day |
| Cost to borrower | $0 — bank pays its own staff | Disclosed up front (private/alt files only) |
| Underwriting strategy | Fisgard Asset Management's lens only | We structure your file to Fisgard Asset Management's preferences before submission |
| Renewal benchmarking | Fisgard Asset Management sends a single offer; you accept or counter | We benchmark across 99+ lenders 120 days before renewal |
Same Fisgard Asset Management loan documents. Different shopping power. Start a pre-qualification to see what your file looks like across 99+ lenders.
What are Fisgard Asset Management's current mortgage rates in Canada?
How do I qualify for a mortgage with Fisgard Asset Management?
Is Fisgard Asset Management a good mortgage lender?
Can I switch to Fisgard Asset Management at renewal?
Does Fisgard Asset Management work with self-employed borrowers?
How long does Fisgard Asset Management take to approve a mortgage?
What's the difference between Fisgard Asset Management branch rates and broker rates?
Does Fisgard Asset Management offer pre-approvals?
What prepayment privileges does Fisgard Asset Management offer?
What if Fisgard Asset Management declines my mortgage application?
Editorial commitment
This page is an editorial profile written from our brokerage’s perspective. We are not employed by Fisgard Asset Management and receive no payment from Fisgard Asset Management for this content. We compensate-disclose: on A-lender files the lender pays our brokerage compensation, and we earn the same regardless of which A-lender funds your file — so our recommendations are rate-agnostic. Rates and program details are reviewed quarterly; last reviewed May 13, 2026.
Pillar guides relevant to Fisgard Asset Management files
In-depth playbooks paired with the product types Fisgard Asset Management funds. Free, no email required.
Bad credit, missed payments, consumer proposal, recent bankruptcy — a clear-eyed guide to what's actually possible, what it costs in rate premium, and how to refinance back to A-lender pricing in 12-24 months.
Refinancing isn't always a win. This guide gives you the spreadsheet we use internally: penalty + fees vs. monthly savings + break-even, with three worked scenarios (rate drop, debt consolidation, equity take-out).
Browse other lender tiers
Same broker. Different lender appetite.