IG Wealth Management mortgage — a broker's perspective
Investors Group — major Canadian wealth manager offering mortgage products to existing wealth clients. Bundled mortgage + investment + insurance pricing for affluent borrowers. Power Corporation–owned.
Who is IG Wealth Management?
Investors Group — major Canadian wealth manager offering mortgage products to existing wealth clients. Bundled mortgage + investment + insurance pricing for affluent borrowers. Power Corporation–owned.
IG Wealth Management sits within the a-lender monolines tier of Canada's mortgage market. Broker-channel non-bank funders. Typically 10-25 bps below the Big-6 on insured + insurable purchases.
From thousands of funded files across 99+ Canadian lenders, our brokerage has placed thousands of mortgages with IG Wealth Management and we know their underwriting appetite intimately — what they say yes to, what they push back on, and what file structure gets a clean approval the first time. IG Wealth Management is broker-channel only, meaning the only way to access their rate sheet is through a licensed mortgage brokerage like ours.
What we send to IG Wealth Management.
From thousands of funded files across 99+ Canadian lenders, here’s what we know about IG Wealth Management’s preferences.
IG Wealth Management rate context — May 13, 2026
We can't publish lender-specific rates by name (lender confidentiality + daily-changing rate sheets), but here’s the live market context for a-lender monolines pricing today. Your actual IG Wealth Management rate depends on file strength, term, insurance status, and product family.
IG Wealth Management funds these mortgage types
As a broker we access IG Wealth Management’s full broker-channel product menu. Explore the relevant product page for your file.
How we work with IG Wealth Management
We’re not employees of IG Wealth Management. We’re an independent FSRA-licensed brokerage that submits files to IG Wealth Management on your behalf when they’re the best fit — and to a different lender when they’re not.
5-minute call to understand your file — income, credit, down payment, property, timeline. No bureau pull to start.
We benchmark your file against 99+ lenders' appetite, not just IG Wealth Management. If they're the best fit, we go there. If not, we go elsewhere.
Full document package to IG Wealth Management's broker desk — structured the way their underwriters want to see it for clean first-time approval.
Conditional approval → conditions cleared → lawyer instruction → funding. We project-manage every milestone end-to-end.
Is IG Wealth Management a good fit for your file?
Honest take from thousands of funded files. We send the right file to the right lender — not the loudest one.
Strong fit for
- ✓Rate-sensitive borrowers wanting 10-25 bps below Big-6
- ✓Insured first-time buyer files with full doc
- ✓Insurable transfers from a Big-6 at renewal
- ✓Borrowers comfortable with broker-only access (no branch)
Probably not the right fit if
- !Borrowers who require in-branch service
- !Files with non-standard income (most monolines stick to clean files)
- !Newcomers without 3+ months Canadian credit history
- !Complex refinances needing in-person review
Not sure where your file fits? Start a free pre-qualification and we’ll diagnose your fit across 99+ lenders — without a bureau pull to begin.
Other a-lender monolines we shop alongside IG Wealth Management
Same tier, often comparable rates. We benchmark IG Wealth Management against these every time.
IG Wealth Management mortgage broker — major Canadian cities
We place IG Wealth Management files across Canada. Tap your city for local market context and start a pre-qualification with your file in mind.
Don’t see your city? Browse all Canadian markets — we lend nationally.
Going direct to IG Wealth Management vs. through us
Same lender, different access points. Here’s what changes when you go through a broker.
| Aspect | Direct with IG Wealth Management | Through Mortgage Squad Advisors |
|---|---|---|
| Rate sheet | Broker-channel only — no direct retail access | Direct broker-channel access — our day-one cost |
| Lenders shopped | Just IG Wealth Management | 99+ lenders incl. IG Wealth Management |
| If declined | Application ends; reapply elsewhere | Re-route to next-best lender same day |
| Cost to borrower | $0 — bank pays its own staff | $0 — lender pays our compensation |
| Underwriting strategy | IG Wealth Management's lens only | We structure your file to IG Wealth Management's preferences before submission |
| Renewal benchmarking | IG Wealth Management sends a single offer; you accept or counter | We benchmark across 99+ lenders 120 days before renewal |
Same IG Wealth Management loan documents. Different shopping power. Start a pre-qualification to see what your file looks like across 99+ lenders.
What are IG Wealth Management's current mortgage rates in Canada?
How do I qualify for a mortgage with IG Wealth Management?
Is IG Wealth Management a good mortgage lender?
Can I switch to IG Wealth Management at renewal?
Does IG Wealth Management work with self-employed borrowers?
How long does IG Wealth Management take to approve a mortgage?
What's the difference between IG Wealth Management branch rates and broker rates?
Does IG Wealth Management offer pre-approvals?
What prepayment privileges does IG Wealth Management offer?
What if IG Wealth Management declines my mortgage application?
Editorial commitment
This page is an editorial profile written from our brokerage’s perspective. We are not employed by IG Wealth Management and receive no payment from IG Wealth Management for this content. We compensate-disclose: on A-lender files the lender pays our brokerage compensation, and we earn the same regardless of which A-lender funds your file — so our recommendations are rate-agnostic. Rates and program details are reviewed quarterly; last reviewed May 13, 2026.
Pillar guides relevant to IG Wealth Management files
In-depth playbooks paired with the product types IG Wealth Management funds. Free, no email required.
The single most-downloaded guide we publish. Pre-approval to closing day, the full FHSA + RRSP HBP + FTHB stack, the stress test in plain English, and the 6 documents you'll actually need to qualify.
Refinancing isn't always a win. This guide gives you the spreadsheet we use internally: penalty + fees vs. monthly savings + break-even, with three worked scenarios (rate drop, debt consolidation, equity take-out).
Browse other lender tiers
Same broker. Different lender appetite.