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Mortgage Squad Advisors
Aurora · OntarioRefinance

Mortgage refinance in Aurora.

Lower your rate, consolidate debt, or pull up to 80% equity. Upper-tier York family market; strong refinance book.

80% LTVDebt consolidationNet-of-penalty math
Or ask Maya
5-star rated| FSRA #13737| 50+ languages
Live math · Aurora
On a $1,330,000 Aurora home (50% LTV existing)
Home value (benchmark)
Aurora 2026
$1,330,000
Assumed existing mortgage
50% LTV assumption
$665,000
Accessible equity (80% LTV)
What this product can unlock
$399,000
Est. monthly payment
At 4.29% on full draw
$1,963/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max equity LTV
80%
On uninsured refi
Avg break-even
18 mo
When rate gap > 0.50%
Penalty model
IRD
Exact, not estimate
Close time
21 days
Clean A-lender files
Why Aurora clients choose us

Mortgage refinance — built for Aurora.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to GTA / York's specific lender appetites and property types.

Net-of-penalty savings analysis on every file — IRD computed exactly
Up to 80% LTV equity take-out on uninsured refinances
Roll cards, lines of credit, car loans, and CRA debt into the mortgage
Stress test simulated at contract rate + 2% or 5.25%
Independent legal review covered on refinances over $1M
Switch lenders if your bank won't match
Maya models penalty + new rate + break-even in 60 seconds
30-year amortization available on uninsured refinances
21-day close on clean A-lender files
$0 fee to you on A-lender refinances — disclosed in writing
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

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Mortgage refinance across Aurora

From Aurora Estates to Hills of St. Andrew — we know the local market, the typical refinance file size, and the lender appetites that fit each pocket of Aurora.

Aurora EstatesAurora HeightsBayview WellingtonHills of St. Andrew
FAQ

Mortgage refinance in Aurora — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Aurora who meets the standard mortgage refinance criteria — we help borrowers from Aurora Estates, Aurora Heights, Bayview Wellington and surrounding GTA / York. Upper-tier York family market; strong refinance book.

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Mortgage refinance in other Ontario cities

Same product, different market — see how mortgage refinance look across Ontario.

Browse all Ontario →
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Ready to start your mortgage refinance in Aurora?

5-minute pre-qualification. No credit check to begin. Your dedicated GTA / York advisor responds within the next business hour.