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Mortgage Squad Advisors
Charlottetown · Prince Edward IslandPrivate

Private mortgages in Charlottetown.

Funded in 7-21 days. Equity-based. 12-24 month bridge to A-pricing. PEI capital; tourism + retirement market.

7-14 day fundingEquity-basedBridgeExit plan
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5-star rated| FSRA #13737| 50+ languages
Live math · Charlottetown
On a $425,000 Charlottetown home (50% LTV existing)
Home value (benchmark)
Charlottetown 2026
$425,000
Assumed existing mortgage
50% LTV assumption
$212,500
Accessible equity (75% LTV)
What this product can unlock
$106,250
Est. monthly payment
At 7.49% on full draw
$777/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1st)
75%
Equity-based
Max CLTV (2nd)
85%
Combined with first
Term
6-24 mo
Bridge to A-lender
Funding speed
7-21 days
Clean files
Why Charlottetown clients choose us

Private mortgages — built for Charlottetown.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to Atlantic's specific lender appetites and property types.

Funding in 7-21 days from binding offer
Equity-based — income and credit less important than equity position
Up to 75% LTV on first mortgages
Up to 85% combined LTV on second mortgages behind your A-lender first
No income confirmation in many cases
Stops power of sale, bridges purchases, funds renovations
All lender + broker fees disclosed in writing upfront
We map the exit to A-lender pricing as part of the original deal
MIC (regulated) + individual lender options
Confidential — your situation stays private
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

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Private mortgages across Charlottetown

From Brighton to West Royalty — we know the local market, the typical private mortgage file size, and the lender appetites that fit each pocket of Charlottetown.

BrightonSherwoodSpring ParkWest Royalty
FAQ

Private mortgages in Charlottetown — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Charlottetown who meets the standard private mortgages criteria — we help borrowers from Brighton, Sherwood, Spring Park and surrounding Atlantic. PEI capital; tourism + retirement market.

Other mortgage solutions in Charlottetown

Same advisor team, full product menu — pick the one that fits your file.

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Ready to start your private mortgages in Charlottetown?

5-minute pre-qualification. No credit check to begin. Your dedicated Atlantic advisor responds within the next business hour.