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Mortgage Squad Advisors
Kelowna · British ColumbiaPrivate

Private mortgages in Kelowna.

Funded in 7-21 days. Equity-based. 12-24 month bridge to A-pricing. Okanagan hub. Heavy second-home + retiree market.

7-14 day fundingEquity-basedBridgeExit plan
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5-star rated| FSRA #13737| 50+ languages
Live math · Kelowna
On a $895,000 Kelowna home (50% LTV existing)
Home value (benchmark)
Kelowna 2026
$895,000
Assumed existing mortgage
50% LTV assumption
$447,500
Accessible equity (75% LTV)
What this product can unlock
$223,750
Est. monthly payment
At 7.49% on full draw
$1,635/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1st)
75%
Equity-based
Max CLTV (2nd)
85%
Combined with first
Term
6-24 mo
Bridge to A-lender
Funding speed
7-21 days
Clean files
Why Kelowna clients choose us

Private mortgages — built for Kelowna.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to Okanagan's specific lender appetites and property types.

Funding in 7-21 days from binding offer
Equity-based — income and credit less important than equity position
Up to 75% LTV on first mortgages
Up to 85% combined LTV on second mortgages behind your A-lender first
No income confirmation in many cases
Stops power of sale, bridges purchases, funds renovations
All lender + broker fees disclosed in writing upfront
We map the exit to A-lender pricing as part of the original deal
MIC (regulated) + individual lender options
Confidential — your situation stays private
Maya · 24/7 AI advisor

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Private mortgages across Kelowna

From Downtown to Kettle Valley — we know the local market, the typical private mortgage file size, and the lender appetites that fit each pocket of Kelowna.

DowntownMissionGlenmoreRutlandKettle Valley
FAQ

Private mortgages in Kelowna — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Kelowna who meets the standard private mortgages criteria — we help borrowers from Downtown, Mission, Glenmore and surrounding Okanagan. Okanagan hub. Heavy second-home + retiree market.

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Ready to start your private mortgages in Kelowna?

5-minute pre-qualification. No credit check to begin. Your dedicated Okanagan advisor responds within the next business hour.