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Mortgage Squad Advisors
Montreal · QuebecNew to Canada

New-to-Canada mortgages in Montreal.

PR or work permit. International credit accepted. 50+ languages in-house. Bilingual service is mandatory. Large duplex/triplex investor pool.

PR · 5% downWork permit OKIntl credit50+ langs
5-star rated| FSRA #13737| 50+ languages
Live math · Montreal
On a $685,000 Montreal home
Down payment
5% — min for new-to-canada mortgages
$34,250
Insurance premium
4.00% CMHC/Sagen/CG · financed
$26,030
Mortgage amount
At 4.19% · 30-yr amort
$676,780
Est. monthly payment
Principal + interest only
$3,291/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
PR min down
5%
On insured mortgages
Work permit
10-35%
Down, depending on lender
Intl credit
90+
Countries via Equifax Intl
Languages in-house
12+
Plus Maya AI 24/7
Why Montreal clients choose us

New-to-Canada mortgages — built for Montreal.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to Montréal's specific lender appetites and property types.

All 5 major bank Newcomer programs (RBC, Scotia StartRight, BMO NewStart, TD, NBC)
International credit reports accepted (Equifax + TransUnion International)
Work-permit holder programs (SOWP, PGWP, closed/employer-specific)
50+ languages in-house plus Maya AI 24/7
Newcomer FHSA + RRSP HBP planning from your first year as a tax resident
5% down for PRs on insured (CMHC, Sagen, Canada Guaranty)
International employer letter accepted at certain lenders
Down payment from abroad — we handle FINTRAC source-of-funds
Alternative credit acceptable: rent, utilities, telecom, insurance
NRST rebate eligibility tracked (becomes PR within 4 years)
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

New-to-Canada mortgages across Montreal

From Plateau Mont-Royal to Verdun — we know the local market, the typical newcomer file size, and the lender appetites that fit each pocket of Montreal.

Plateau Mont-RoyalWestmountOutremontSaint-LaurentNDGVerdun
FAQ

New-to-Canada mortgages in Montreal — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Montreal who meets the standard new-to-canada mortgages criteria — we help borrowers from Plateau Mont-Royal, Westmount, Outremont and surrounding Montréal. Bilingual service is mandatory. Large duplex/triplex investor pool.

Other mortgage solutions in Montreal

Same advisor team, full product menu — pick the one that fits your file.

All Montreal programs →

New-to-Canada mortgages in other Quebec cities

Same product, different market — see how new-to-canada mortgages look across Quebec.

Browse all Quebec

Ready to start your new-to-canada mortgages in Montreal?

5-minute pre-qualification. No credit check to begin. Your dedicated Montréal advisor responds within the next business hour.