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Mortgage Squad Advisors
North York · OntarioInvestment

Investment property mortgages in North York.

Lenders with 100% rental offset, BRRRR refinances, DSCR products. Central Toronto — the Yonge corridor's condo towers at North York Centre alongside premium detached enclaves. Investor and end-user demand both run hot.

100% rental offsetBRRRRDSCRMLI Select
5-star rated| FSRA #13737| 50+ languages
Live math · North York
On a $1,260,000 North York home
Down payment
20% — min for investment property mortgages
$252,000
Mortgage amount
At 4.69% · 30-yr amort
$1,008,000
ON + Toronto MLTT
Provincial closing cost
$43,350
Est. monthly payment
Principal + interest only
$5,194/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1-4)
80%
Uninsured rental
MLI Select 5+
95%
With point-stack
Rental offset
100%
At specialty lenders
Amortization
30 yr
Uninsured / 50 yr MLI
Why North York clients choose us

Investment property mortgages — built for North York.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to Toronto's specific lender appetites and property types.

Up to 80% LTV on 1-4 unit rentals (uninsured)
Up to 95% LTV on owner-occupied 2-4 plex (house-hack strategy)
Up to 95% LTV on 5+ unit via CMHC MLI Select point-stacking
Lenders that use 100% rental offset (rare but powerful)
DSCR-style products — qualify on property cashflow, not personal income
BRRRR-friendly lenders who refinance at post-renovation appraised value
Multi-property portfolios — concurrent file coordination
Stress test optimization across personal residence + investment files
Holdco and Bare Trust mortgage structuring with accountant + lawyer
Maya AI runs cap rate, GRM, cashflow, and break-even models
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

Investment property mortgages across North York

From Willowdale to Newtonbrook — we know the local market, the typical investment property file size, and the lender appetites that fit each pocket of North York.

WillowdaleDon MillsBayview VillageNorth York CentreLawrence ManorHoggs HollowBathurst ManorNewtonbrook
FAQ

Investment property mortgages in North York — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in North York who meets the standard investment property mortgages criteria — we help borrowers from Willowdale, Don Mills, Bayview Village and surrounding Toronto. Central Toronto — the Yonge corridor's condo towers at North York Centre alongside premium detached enclaves. Investor and end-user demand both run hot.

Other mortgage solutions in North York

Same advisor team, full product menu — pick the one that fits your file.

All North York programs →

Investment property mortgages in other Ontario cities

Same product, different market — see how investment property mortgages look across Ontario.

Browse all Ontario

Ready to start your investment property mortgages in North York?

5-minute pre-qualification. No credit check to begin. Your dedicated Toronto advisor responds within the next business hour.