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Mortgage Squad Advisors
Quebec City · QuebecPrivate

Private mortgages in Quebec City.

Funded in 7-21 days. Equity-based. 12-24 month bridge to A-pricing. Affordable provincial capital. Government-employee borrower base.

7-14 day fundingEquity-basedBridgeExit plan
5-star rated| FSRA #13737| 50+ languages
Live math · Quebec City
On a $405,000 Quebec City home (50% LTV existing)
Home value (benchmark)
Quebec City 2026
$405,000
Assumed existing mortgage
50% LTV assumption
$202,500
Accessible equity (75% LTV)
What this product can unlock
$101,250
Est. monthly payment
At 7.49% on full draw
$740/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1st)
75%
Equity-based
Max CLTV (2nd)
85%
Combined with first
Term
6-24 mo
Bridge to A-lender
Funding speed
7-21 days
Clean files
Why Quebec City clients choose us

Private mortgages — built for Quebec City.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to Capitale's specific lender appetites and property types.

Funding in 7-21 days from binding offer
Equity-based — income and credit less important than equity position
Up to 75% LTV on first mortgages
Up to 85% combined LTV on second mortgages behind your A-lender first
No income confirmation in many cases
Stops power of sale, bridges purchases, funds renovations
All lender + broker fees disclosed in writing upfront
We map the exit to A-lender pricing as part of the original deal
MIC (regulated) + individual lender options
Confidential — your situation stays private
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

Private mortgages across Quebec City

From Sainte-Foy to Limoilou — we know the local market, the typical private mortgage file size, and the lender appetites that fit each pocket of Quebec City.

Sainte-FoySillerySaint-RochVieux-QuébecLimoilou
FAQ

Private mortgages in Quebec City — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Quebec City who meets the standard private mortgages criteria — we help borrowers from Sainte-Foy, Sillery, Saint-Roch and surrounding Capitale. Affordable provincial capital. Government-employee borrower base.

Other mortgage solutions in Quebec City

Same advisor team, full product menu — pick the one that fits your file.

All Quebec City programs →

Private mortgages in other Quebec cities

Same product, different market — see how private mortgages look across Quebec.

Browse all Quebec

Ready to start your private mortgages in Quebec City?

5-minute pre-qualification. No credit check to begin. Your dedicated Capitale advisor responds within the next business hour.