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Mortgage Squad Advisors
St. Albert · AlbertaPrivate

Private mortgages in St. Albert.

Funded in 7-21 days. Equity-based. 12-24 month bridge to A-pricing. Premium Edmonton suburb; established family market.

7-14 day fundingEquity-basedBridgeExit plan
Or ask Maya
5-star rated| FSRA #13737| 50+ languages
Live math · St. Albert
On a $525,000 St. Albert home (50% LTV existing)
Home value (benchmark)
St. Albert 2026
$525,000
Assumed existing mortgage
50% LTV assumption
$262,500
Accessible equity (75% LTV)
What this product can unlock
$131,250
Est. monthly payment
At 7.49% on full draw
$959/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1st)
75%
Equity-based
Max CLTV (2nd)
85%
Combined with first
Term
6-24 mo
Bridge to A-lender
Funding speed
7-21 days
Clean files
Why St. Albert clients choose us

Private mortgages — built for St. Albert.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to Edmonton's specific lender appetites and property types.

Funding in 7-21 days from binding offer
Equity-based — income and credit less important than equity position
Up to 75% LTV on first mortgages
Up to 85% combined LTV on second mortgages behind your A-lender first
No income confirmation in many cases
Stops power of sale, bridges purchases, funds renovations
All lender + broker fees disclosed in writing upfront
We map the exit to A-lender pricing as part of the original deal
MIC (regulated) + individual lender options
Confidential — your situation stays private
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

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Private mortgages across St. Albert

From Erin Ridge to Mission — we know the local market, the typical private mortgage file size, and the lender appetites that fit each pocket of St. Albert.

Erin RidgeKingswoodLacombe ParkForest LawnMission
FAQ

Private mortgages in St. Albert — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in St. Albert who meets the standard private mortgages criteria — we help borrowers from Erin Ridge, Kingswood, Lacombe Park and surrounding Edmonton. Premium Edmonton suburb; established family market.

Other mortgage solutions in St. Albert

Same advisor team, full product menu — pick the one that fits your file.

All St. Albert programs →
First-time buyer
First-time buyer mortgages

5% down. FHSA + RRSP HBP stacked. Pre-approval in 24 hours.

Open
Renewal
Mortgage renewal

Don't auto-renew. We benchmark your bank against 50+ lenders.

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Refinance
Mortgage refinance

Lower your rate, consolidate debt, or pull up to 80% equity.

Open
HELOC
HELOC

Up to 65% LTV stand-alone, 80% combined. Interest-only on what you draw.

Open
Self-employed
Self-employed mortgages

BFS, stated income, dividend + salary — we know which lenders take which story.

Open
New to Canada
New-to-Canada mortgages

PR or work permit. International credit accepted. 50+ languages in-house.

Open
Investment
Investment property mortgages

Lenders with 100% rental offset, BRRRR refinances, DSCR products.

Open
Bad Credit
Bad credit mortgages

B-lender + private paths today, A-lender exit in 12-24 months.

Open

Private mortgages in other Alberta cities

Same product, different market — see how private mortgages look across Alberta.

Browse all Alberta →
Calgary Edmonton Red Deer Lethbridge Medicine Hat Airdrie Fort McMurray

Ready to start your private mortgages in St. Albert?

5-minute pre-qualification. No credit check to begin. Your dedicated Edmonton advisor responds within the next business hour.