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Mortgage Squad Advisors
St. Catharines · OntarioPrivate

Private mortgages in St. Catharines.

Funded in 7-21 days. Equity-based. 12-24 month bridge to A-pricing. Niagara core. Affordable + retiree-relocation flow from GTA.

7-14 day fundingEquity-basedBridgeExit plan
5-star rated| FSRA #13737| 50+ languages
Live math · St. Catharines
On a $650,000 St. Catharines home (50% LTV existing)
Home value (benchmark)
St. Catharines 2026
$650,000
Assumed existing mortgage
50% LTV assumption
$325,000
Accessible equity (75% LTV)
What this product can unlock
$162,500
Est. monthly payment
At 7.49% on full draw
$1,188/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1st)
75%
Equity-based
Max CLTV (2nd)
85%
Combined with first
Term
6-24 mo
Bridge to A-lender
Funding speed
7-21 days
Clean files
Why St. Catharines clients choose us

Private mortgages — built for St. Catharines.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to Niagara's specific lender appetites and property types.

Funding in 7-21 days from binding offer
Equity-based — income and credit less important than equity position
Up to 75% LTV on first mortgages
Up to 85% combined LTV on second mortgages behind your A-lender first
No income confirmation in many cases
Stops power of sale, bridges purchases, funds renovations
All lender + broker fees disclosed in writing upfront
We map the exit to A-lender pricing as part of the original deal
MIC (regulated) + individual lender options
Confidential — your situation stays private
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

Private mortgages across St. Catharines

From Port Dalhousie to St. Catharines Centre — we know the local market, the typical private mortgage file size, and the lender appetites that fit each pocket of St. Catharines.

Port DalhousieOld GlenridgeLakeshoreWestern HillSt. Catharines Centre
FAQ

Private mortgages in St. Catharines — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in St. Catharines who meets the standard private mortgages criteria — we help borrowers from Port Dalhousie, Old Glenridge, Lakeshore and surrounding Niagara. Niagara core. Affordable + retiree-relocation flow from GTA.

Other mortgage solutions in St. Catharines

Same advisor team, full product menu — pick the one that fits your file.

All St. Catharines programs →

Private mortgages in other Ontario cities

Same product, different market — see how private mortgages look across Ontario.

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Ready to start your private mortgages in St. Catharines?

5-minute pre-qualification. No credit check to begin. Your dedicated Niagara advisor responds within the next business hour.