Skip to main content
Mortgage Squad Advisors
Thunder Bay · OntarioPrivate

Private mortgages in Thunder Bay.

Funded in 7-21 days. Equity-based. 12-24 month bridge to A-pricing. Most affordable Ontario major. First-time + relocation flow.

7-14 day fundingEquity-basedBridgeExit plan
5-star rated| FSRA #13737| 50+ languages
Live math · Thunder Bay
On a $355,000 Thunder Bay home (50% LTV existing)
Home value (benchmark)
Thunder Bay 2026
$355,000
Assumed existing mortgage
50% LTV assumption
$177,500
Accessible equity (75% LTV)
What this product can unlock
$88,750
Est. monthly payment
At 7.49% on full draw
$649/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1st)
75%
Equity-based
Max CLTV (2nd)
85%
Combined with first
Term
6-24 mo
Bridge to A-lender
Funding speed
7-21 days
Clean files
Why Thunder Bay clients choose us

Private mortgages — built for Thunder Bay.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to Northern ON's specific lender appetites and property types.

Funding in 7-21 days from binding offer
Equity-based — income and credit less important than equity position
Up to 75% LTV on first mortgages
Up to 85% combined LTV on second mortgages behind your A-lender first
No income confirmation in many cases
Stops power of sale, bridges purchases, funds renovations
All lender + broker fees disclosed in writing upfront
We map the exit to A-lender pricing as part of the original deal
MIC (regulated) + individual lender options
Confidential — your situation stays private
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

Private mortgages across Thunder Bay

From Current River to Riverview — we know the local market, the typical private mortgage file size, and the lender appetites that fit each pocket of Thunder Bay.

Current RiverWestfortNorth EndRiverview
FAQ

Private mortgages in Thunder Bay — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Thunder Bay who meets the standard private mortgages criteria — we help borrowers from Current River, Westfort, North End and surrounding Northern ON. Most affordable Ontario major. First-time + relocation flow.

Other mortgage solutions in Thunder Bay

Same advisor team, full product menu — pick the one that fits your file.

All Thunder Bay programs →

Private mortgages in other Ontario cities

Same product, different market — see how private mortgages look across Ontario.

Browse all Ontario

Ready to start your private mortgages in Thunder Bay?

5-minute pre-qualification. No credit check to begin. Your dedicated Northern ON advisor responds within the next business hour.