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Mortgage Squad Advisors
Toronto · OntarioRenewal

Mortgage renewal in Toronto.

Don't auto-renew. We benchmark your bank against 50+ lenders. Canada's largest mortgage market — multi-tiered, multi-cultural, lender-rich.

Beat your bank120-day holdSwitch lender
5-star rated| FSRA #13737| 50+ languages
Live math · Toronto
On a $1,150,000 Toronto home (50% LTV existing)
Home value (benchmark)
Toronto 2026
$1,150,000
Assumed existing mortgage
50% LTV assumption
$575,000
Accessible equity (65% LTV)
What this product can unlock
$172,500
Est. monthly payment
At 4.19% on full draw
$925/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Avg savings
$4,200
Over 5-yr term, $500K balance
Rate-hold window
120 days
Lender re-shop included
Avg bank-beat
30-60 bps
Vs initial renewal letter
Transfer fee
$0
New lender covers it
Why Toronto clients choose us

Mortgage renewal — built for Toronto.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to GTA's specific lender appetites and property types.

Free benchmarking against 50+ Canadian lenders within 24 hours
Average client beats their bank's first offer by 30-60 bps
Mortgage Squad Advisors Loyalty Rate for return clients — best rate first
Switch paperwork handled — appraisal + legal + discharge
Discharge fee + appraisal often covered by the new lender
Refinance vs. straight renewal comparison if your file changed
120-day pre-maturity rate hold — we re-shop if rates drop
Skip the stress test on certain straight transfers (we tell you which)
Maya tracks your maturity and reminds you 120 days out automatically
$0 fee to you — lenders pay us on funding
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

Mortgage renewal across Toronto

From Downtown Core to The Beaches — we know the local market, the typical renewal file size, and the lender appetites that fit each pocket of Toronto.

Downtown CoreEtobicokeNorth YorkScarboroughEast YorkForest HillLeslievilleThe Beaches
FAQ

Mortgage renewal in Toronto — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Toronto who meets the standard mortgage renewal criteria — we help borrowers from Downtown Core, Etobicoke, North York and surrounding GTA. Canada's largest mortgage market — multi-tiered, multi-cultural, lender-rich.

Other mortgage solutions in Toronto

Same advisor team, full product menu — pick the one that fits your file.

All Toronto programs →

Mortgage renewal in other Ontario cities

Same product, different market — see how mortgage renewal look across Ontario.

Browse all Ontario

Ready to start your mortgage renewal in Toronto?

5-minute pre-qualification. No credit check to begin. Your dedicated GTA advisor responds within the next business hour.