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Mortgage Squad Advisors
Refer & Earn

Refer a friend. Earn $500.

Every time. No cap. No catch.

Send someone our way. When their mortgage closes with Mortgage Squad Advisors, we e-transfer you $500 — within 5 business days of funding. Refer 10 friends, fund 10 mortgages, earn $5,000. Refer 100. We'll still pay you for every one.

Paid by Interac e-transfer · Unlimited referrals · Available to anyone
MS
Client Portal · Refer & Earn
Live
3
Referrals sent
1
Funded
$500
You've earned
Your unique referral link
mortgagesquad.ca/r/jane-chen-4f2c
Share via
Recent activity
Mike P.'s mortgage funded · $500 sent to your e-transfer
2 days ago
Sarah J. signed up via your link
5 days ago
You shared your link via Email
6 days ago
+$500 unlocked
How it works

Three steps. One payout per friend.

From sharing your link to seeing $500 hit your account.

01
Get your unique link

Sign in to your client portal. Your personal referral link is on the dashboard, ready to share. We track every click and every conversion automatically — no codes to remember.

02
Share it

Email, text, WhatsApp, social — share however you like. Tell them you trust Mortgage Squad Advisors. Your friend gets the same 5-star service you got. No pressure, no scripts.

03
Get paid $500

When your friend's mortgage funds, we e-transfer you $500 within 5 business days. Email confirmation, money in your account. Refer again. Repeat. Forever.

$2.1M+
Paid out to referrers since 2004
4,200+
Mortgages funded from referrals
$3,500
Top referrer's earnings (last year)
Why your friend wins too

It's not just $500 for you.

Your friend gets the same service that earned us five-star reviews — and a few extras for being referred.

Senior advisor assignment

Referred clients are routed to a senior advisor (10+ years), not the next available agent.

Rate Beat Guarantee stacks

Your friend can stack our $500 Rate Beat Guarantee on their Big-6 offer — that's another $500 in their pocket if we can't beat their rate.

Zero broker fees on A-lender

No broker fee on standard files — lender pays our compensation. Your friend pays nothing.

AI + human on every file

Maya answers questions 24/7 in 50+ languages. A licensed advisor closes the deal. Best of both.

Program guidelines

Plain-language terms.

No fine print designed to wiggle out of the payout. Here is exactly when you get paid and what counts.

What earns the $500
  • Your friend is a new client (has not been served by Mortgage Squad Advisors before)
  • Your referral link was used, OR your friend mentioned your name during intake
  • The mortgage funds with Mortgage Squad Advisors (purchase, refinance, renewal, switch, or alternative file)
  • Both A-lender, B-lender, and private mortgage files all qualify
  • Commercial mortgage files qualify (referrer earns $500 same as residential)
  • Both Ontario and out-of-province files qualify
Payout details
  • Paid by Interac e-transfer to the email on your client profile
  • Sent within 5 business days of your friend's mortgage funding
  • No claim form, no chase — payment is automatic
  • Unlimited referrals — every funded mortgage earns $500
  • Stacks with other promotions (renewal loyalty, high-value, etc.)
  • No expiry — refer at any time, get paid whenever the mortgage funds
FAQ

Frequently asked questions

Do I have to be a Mortgage Squad Advisors client to refer someone?
No. Anyone can refer — clients, friends of clients, business partners, real estate agents. Just sign up for a free account to grab your unique link. The portal account is what lets us track and pay your referrals.
What if my friend doesn't use my link but mentions my name?
You're still credited. We ask every new client how they heard about us. If they name you, we tag the file to your account and you get the $500 when it funds.
How long does it take from referral to payout?
Depends on when your friend's mortgage funds. A purchase typically closes 30-90 days from first conversation. A renewal can close 14-21 days. Once funded, the $500 e-transfer is sent within 5 business days.
Is there a tax implication for the $500?
Referral payments may be considered taxable income depending on your situation. We issue a T4A if your annual referral payouts exceed $500 in a calendar year. Consult your accountant for tax advice specific to you.
What if my friend's file doesn't fund?
No payment if the file doesn't fund. We only pay on completed mortgages — that's how we keep this offer sustainable. The good news: most genuine referrals that are a real fit do go on to fund and pay out.
Can my real estate agent or accountant refer through this program?
Yes. Many professional referral partners use this program. We have a separate professional-partner program (higher payouts, marketing co-op) — see /for-agents for details — but anyone can use the standard $500 referral too.
What happens if multiple people refer the same client?
Whichever person was named or linked first gets the credit. If both happened the same day, the first one mentioned during intake takes priority. We don't split payments.

“I referred my sister, then her friend, then two coworkers when their renewals came up. Four mortgages funded, $2,000 in e-transfers. Every one of them thanked me for the introduction. Easiest money I've ever made — for just being a happy client.”

— Priya M., Brampton · 4 referrals funded

Your friends already need a mortgage broker.

Why not introduce them to one you trust — and earn $500 every time it funds? Sign in to grab your link.