Renewal reminder
Never auto-renew at your bank’s first offer again.
Set a free reminder and we’ll reach out 120 days before your maturity date — the rate-hold window — with the best rates across 50+ lenders. Renewal shoppers save an average of 30-60 bps over the bank’s offer.
- Reminder at the optimal 120-day window
- We shop 50+ lenders, not one bank
- Free, no obligation, no spam
Set your free renewal reminder
We’ll alert you 120 days before maturity — the rate-hold window — and shop the market for you.
Renewal reminder — FAQ
When should I start shopping my mortgage renewal?
About 120 days before your maturity date — that's the rate-hold window. You can lock today's best rate while you shop, and you're protected if rates rise. That's exactly when we'll remind you.
Why not just sign my bank's renewal letter?
Because the first offer is rarely the best. Renewal clients who shop save an average of 30-60 bps versus their bank's renewal rate — thousands over the term. A switch/transfer usually has no penalty.
Is the reminder really free?
Yes — completely free, no obligation. We only contact you about your renewal, around the optimal time, with the best available rates. Ignore us if you don't need us.
Will I need to re-qualify or pass the stress test?
A straight transfer to a new lender at renewal often doesn't require the stress test at all (and no penalty). We'll tell you the cleanest path for your file when we reach out.