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The Down Payment Playbook
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The Down Payment Playbook

Every legitimate source, Canadian-correct

How much do you really need down in Canada — and where can it come from? Minimums by price band, gifted down payments done right, FHSA/HBP, and how lenders verify your 90-day funds. Ontario examples throughout.

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Inside the guide

7 sections
  1. 1Minimum down by price band (5/10/20%)
  2. 2Insured vs. conventional
  3. 3Gifted down payments + the gift letter
  4. 4FHSA + RRSP Home Buyers' Plan
  5. 590-day proof-of-funds rules
  6. 6Down payment + closing-cost budget
  7. 7Ontario worked examples
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