Skip to main content
Mortgage Squad Advisors
Oshawa · OntarioInvestment

Investment property mortgages in Oshawa.

Lenders with 100% rental offset, BRRRR refinances, DSCR products. Most affordable Durham entry. First-time and self-employed flow heavy.

100% rental offsetBRRRRDSCRMLI Select
5-star rated| FSRA #13737| 50+ languages
Live math · Oshawa
On a $820,000 Oshawa home
Down payment
20% — min for investment property mortgages
$164,000
Mortgage amount
At 4.69% · 30-yr amort
$656,000
ON LTT
Provincial closing cost
$12,875
Est. monthly payment
Principal + interest only
$3,381/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
Max LTV (1-4)
80%
Uninsured rental
MLI Select 5+
95%
With point-stack
Rental offset
100%
At specialty lenders
Amortization
30 yr
Uninsured / 50 yr MLI
Why Oshawa clients choose us

Investment property mortgages — built for Oshawa.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to GTA / Durham's specific lender appetites and property types.

Up to 80% LTV on 1-4 unit rentals (uninsured)
Up to 95% LTV on owner-occupied 2-4 plex (house-hack strategy)
Up to 95% LTV on 5+ unit via CMHC MLI Select point-stacking
Lenders that use 100% rental offset (rare but powerful)
DSCR-style products — qualify on property cashflow, not personal income
BRRRR-friendly lenders who refinance at post-renovation appraised value
Multi-property portfolios — concurrent file coordination
Stress test optimization across personal residence + investment files
Holdco and Bare Trust mortgage structuring with accountant + lawyer
Maya AI runs cap rate, GRM, cashflow, and break-even models
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

Investment property mortgages across Oshawa

From Downtown to Samac — we know the local market, the typical investment property file size, and the lender appetites that fit each pocket of Oshawa.

DowntownLakeviewEastdaleVanierSamac
FAQ

Investment property mortgages in Oshawa — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Oshawa who meets the standard investment property mortgages criteria — we help borrowers from Downtown, Lakeview, Eastdale and surrounding GTA / Durham. Most affordable Durham entry. First-time and self-employed flow heavy.

Other mortgage solutions in Oshawa

Same advisor team, full product menu — pick the one that fits your file.

All Oshawa programs →

Investment property mortgages in other Ontario cities

Same product, different market — see how investment property mortgages look across Ontario.

Browse all Ontario

Ready to start your investment property mortgages in Oshawa?

5-minute pre-qualification. No credit check to begin. Your dedicated GTA / Durham advisor responds within the next business hour.