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Mortgage Squad Advisors
Oshawa · OntarioNew to Canada

New-to-Canada mortgages in Oshawa.

PR or work permit. International credit accepted. 50+ languages in-house. Most affordable Durham entry. First-time and self-employed flow heavy.

PR · 5% downWork permit OKIntl credit50+ langs
5-star rated| FSRA #13737| 50+ languages
Live math · Oshawa
On a $820,000 Oshawa home
Down payment
5% — min for new-to-canada mortgages
$41,000
Insurance premium
4.00% CMHC/Sagen/CG · financed
$31,160
Mortgage amount
At 4.19% · 30-yr amort
$810,160
ON LTT
Provincial closing cost
$12,875
Est. monthly payment
Principal + interest only
$3,940/mo
Illustrative only. Actual rate, qualifying amount, and premium depend on your file. Get an exact number with a senior advisor or Maya AI.
PR min down
5%
On insured mortgages
Work permit
10-35%
Down, depending on lender
Intl credit
90+
Countries via Equifax Intl
Languages in-house
12+
Plus Maya AI 24/7
Why Oshawa clients choose us

New-to-Canada mortgages — built for Oshawa.

Same FSRA license. Same 50+ lender network. Same dedicated advisor model — applied to GTA / Durham's specific lender appetites and property types.

All 5 major bank Newcomer programs (RBC, Scotia StartRight, BMO NewStart, TD, NBC)
International credit reports accepted (Equifax + TransUnion International)
Work-permit holder programs (SOWP, PGWP, closed/employer-specific)
50+ languages in-house plus Maya AI 24/7
Newcomer FHSA + RRSP HBP planning from your first year as a tax resident
5% down for PRs on insured (CMHC, Sagen, Canada Guaranty)
International employer letter accepted at certain lenders
Down payment from abroad — we handle FINTRAC source-of-funds
Alternative credit acceptable: rent, utilities, telecom, insurance
NRST rebate eligibility tracked (becomes PR within 4 years)
Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

New-to-Canada mortgages across Oshawa

From Downtown to Samac — we know the local market, the typical newcomer file size, and the lender appetites that fit each pocket of Oshawa.

DowntownLakeviewEastdaleVanierSamac
FAQ

New-to-Canada mortgages in Oshawa — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Any Canadian resident in Oshawa who meets the standard new-to-canada mortgages criteria — we help borrowers from Downtown, Lakeview, Eastdale and surrounding GTA / Durham. Most affordable Durham entry. First-time and self-employed flow heavy.

Other mortgage solutions in Oshawa

Same advisor team, full product menu — pick the one that fits your file.

All Oshawa programs →

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Ready to start your new-to-canada mortgages in Oshawa?

5-minute pre-qualification. No credit check to begin. Your dedicated GTA / Durham advisor responds within the next business hour.