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Mortgage Squad Advisors
New BrunswickLive ratesUpdated Jun 12, 2026

New Brunswick mortgage rates.

Among the most affordable major Canadian markets — Moncton, Fredericton, and Saint John all sit under $400K average. Stable employment in healthcare, education, and government.

5-star rated| FSRA #13737| 50+ languages

Purchase — New Brunswick

As of Jun 12, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
Rates updated daily. O.A.C., E.&O.E.

Refinance — New Brunswick

As of Jun 12, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
Rates updated daily. O.A.C., E.&O.E.

Renewal — New Brunswick

As of Jun 12, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
Rates updated daily. O.A.C., E.&O.E.

HELOC — New Brunswick

As of Jun 12, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
0-yr
Variable
6.45%Best
6.45%
Rates updated daily. O.A.C., E.&O.E.
Benchmark price
$320,000
New Brunswick provincial average · 2026
New Brunswick Real Property Transfer Tax
Flat 1.0% on the greater of the purchase price or assessed value of the property.
Regulator
Financial and Consumer Services Commission (FCNB)
Official site →
Top New Brunswick lenders
RBCScotiabankTDUNI Cooperation FinancièreMCAPFirst National
Why New Brunswick rates work the way they do

New Brunswick has bilingual lender requirements in many parts of the province (especially the Acadian peninsula and Moncton metro). UNI Coopération Financière (Caisses Populaires Acadiennes) is the dominant French-language lender; major banks deliver bilingually.

Foreign-buyer rules: Federal foreign-buyer ban applies through 2027.

Mortgage brokers in New Brunswick

Same FSRA license, same 50+ lender network — applied to each New Brunswick market.

All New Brunswick cities →
Atlantic
Fredericton
$345,000
Open
Atlantic
Moncton
$365,000
Open
Atlantic
Saint John
$285,000
Open
FAQ

New Brunswick mortgage rates — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

Very — Moncton (~$365K), Fredericton (~$345K), and Saint John (~$285K) are among the most affordable major markets in Canada. Monthly carrying costs at current rates run roughly a third of Toronto or Vancouver for an equivalent property.

Rates in other provinces

Same broker, every province — pick yours.

National rate table →
Ontario British Columbia Alberta Quebec Manitoba Saskatchewan Nova Scotia Newfoundland and Labrador Prince Edward Island

Lock in your best New Brunswick rate today.

5-minute pre-qualification. No credit check to begin. Your dedicated New Brunswick advisor responds within the next business hour.