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Mortgage Squad Advisors
SaskatchewanLive ratesUpdated Jun 12, 2026

Saskatchewan mortgage rates.

Affordable Prairie market with stable employment from agriculture, energy, and potash. Saskatoon and Regina dominate origination.

5-star rated| FSRA #13737| 50+ languages

PurchaseSaskatchewan

As of Jun 12, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
Rates updated daily. O.A.C., E.&O.E.

RefinanceSaskatchewan

As of Jun 12, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
Rates updated daily. O.A.C., E.&O.E.

RenewalSaskatchewan

As of Jun 12, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
Rates updated daily. O.A.C., E.&O.E.

HELOCSaskatchewan

As of Jun 12, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
0-yr
Variable
6.45%Best
6.45%
Rates updated daily. O.A.C., E.&O.E.
Benchmark price
$385,000
Saskatchewan provincial average · 2026
Saskatchewan — Title Registration Fee (no LTT)
Saskatchewan has no Land Transfer Tax. You pay only a small ISC Title Registration Fee (~$2.50 per $1,000 of value) — typically $1,000-$1,500 on a typical home.
Regulator
Financial and Consumer Affairs Authority of Saskatchewan
Official site →
Top Saskatchewan lenders
RBCScotiabankConexus Credit UnionAffinity Credit UnionMCAPFirst National
Why Saskatchewan rates work the way they do

Saskatchewan has strong credit-union competition (Conexus, Affinity, Innovation Credit Union) competing actively with the Big-6 and monolines. Agricultural and energy-sector income files are common — we shop lenders that handle commission and seasonal income properly.

Mortgage brokers in Saskatchewan

Same FSRA license, same 50+ lender network — applied to each Saskatchewan market.

All Saskatchewan cities →
FAQ

Saskatchewan mortgage rates — common questions.

Don’t see yours? Ask Maya — instant answer in 50+ languages.

No — Saskatchewan does not charge a provincial Land Transfer Tax. You pay only an ISC Title Registration Fee at approximately $2.50 per $1,000 of property value. On a $400K Saskatoon home, that's roughly $1,000 — vs ~$5,650 LTT on the same purchase in Manitoba or ~$4,475 in Ontario.

Rates in other provinces

Same broker, every province — pick yours.

National rate table →

Lock in your best Saskatchewan rate today.

5-minute pre-qualification. No credit check to begin. Your dedicated Saskatchewan advisor responds within the next business hour.