Live ratesBest-in-network · reviewed May 13, 2026
Today's mortgage rates across our lender network.
We display the best offer per term/type across our 50+ lender panel. Personalized rates depend on your file — start an application for an exact quote.
Rates by province: Ontario British Columbia Alberta Quebec Manitoba Saskatchewan Nova Scotia New Brunswick Newfoundland and Labrador Prince Edward Island
Purchase
As of May 13, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
Refinance
As of May 13, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
Renewal
As of May 13, 2026
Lender
Term
Type
Rate
APR
Best-in-network
50+ lender panel · MSA
5-yr
Variable
4.04%Best
4.04%
Best-in-network
50+ lender panel · MSA
5-yr
Fixed
4.19%
4.19%
Best-in-network
50+ lender panel · MSA
3-yr
Fixed
4.39%
4.39%
Best-in-network
50+ lender panel · MSA
2-yr
Fixed
4.79%
4.79%
Best-in-network
50+ lender panel · MSA
1-yr
Fixed
5.39%
5.39%
Best-in-network
50+ lender panel · MSA
10-yr
Fixed
5.69%
5.69%
HELOC
As of May 13, 2026